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Level 1, 29 Bentham Street
Yarralumla, ACT 2600
Ph: 1300 272 843
Email: info@bravien.com


Suite 9, 60 Macgregor Terrace
Bardon, QLD 4065
Ph: 1300 272 843
Email: info@bravien.com

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End of financial year fast approaches and as our 2013 budget update highlighted, it's an ever changing financial world. Combine that with a Federal Election about 100 days away and there's no doubt - the landscape will change again.

You've no doubt heard about some of the rumours surrounding superannuation and its tax treatment. Our advice to you: they are rumours! Nick Stannard, our Head of Advice Team, says "my suggestion right now, is to keep using the rules and regulations as they stand to your best advantage. This is the best defence. In nearly all cases the rules are grandfathered, so new legislation only applies going forward".

If you are the kind of person that wants peace of mind and you'd rather be doing the things you love with the people you love, we're the right financial partner for you. Our mission is to maximise the probability that you will achieve your financial destiny. We do this by getting your entire financial house in order and keeping it that way forever. If it's cashflow, retirement, self managed super, property strategies, funding kids' education, your new car or holidays, navigating new legislation - even aged care strategies and estate planning - we've got you covered.

So, it's time to finalise for end of financial year. In this eNews edition we have included strategies and tax tips that will guide you towards great outcomes.

• Salary Sacrifice
• Government co-contribution
• Super contributions and the self-employed
• Spouse contributions
• Prepay your interest on borrowed money
• Prepay your income protection premiums
And more...

Please don't forget about end of financial year processing dates for super contributions:

• Direct debit by 5pm Monday 24 June 2013
• BPay by 5pm Monday 24 June 2013
• EFT by 3pm Wed 26 June 2013
• Cheques must be at our office by 3pm Friday 28 June 2013

Also in this edition:

Packaging your insurance inside super to save money
Using superannuation to buy property

Call us - we've got you covered.
1300 BRAVIEN (1300 272 843)

The Team @ Bravien
Advice | Superannuation | Retirement | Aged Care| Investment | Insurance

Laksa! Try this wonderfully scrumptious Donna Hay classic this winter. Read more...



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ShopSavvy does exactly what was described, minus all the walking. Using the iPhone camera, you can scan the barcode of the item you want and ShopSavvy will tell you which stores sell it and how much it costs in each store. It looks at both online stores and local stores, ensuring that you get the best bargain possible! Download ShopSavvy today from your App Store and start saving time!


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The Bravien Group Pty Ltd trading as Bravien Financial, ABN 97 102 236 359. Authorised representative of AMP Financial Planning Pty Limited (Australian Financial Services Licence No. 232706)
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